SamiiB-P

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Author: SamiiB-P

Administration

Why do you need my national insurance number?

13 May, 20160 Comments
Dear Samii My reference is currently being processed, so I just wanted to know why you need my National Insurance number? Samii says At Tenant Referencing UK in order to proceed with your reference we need your National Insurance number because: It is proof of your identity, It proves your right to work in the UK. You
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Info on the referencing process that I can share with my applicant tenants

11 May, 20160 Comments
Dear Samii Do you have any information on the referencing process that I can share with my applicant tenants please? Samii says Of course, and it’s great to hear that you want to be completely transparent with tenants on the referencing process. Hopefully you’ll be able to use the following to effectively communicate with future tenants: The
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Is the Noddle credit reference any good?

05 May, 20160 Comments
Dear Samii My tenant appears to have a problem with their credit score, which is very low. They say its probably due to having split addresses and that they’ve recently applied to change their entry on the electoral role to their current address but it hasn’t come through yet. They’ve now provided a credit report
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Do you use 30x Gross income or 30x take-home pay after taxes?

28 April, 20160 Comments
Dear Samii Do you check Tenant affordability by asking them to provide you with six months’ payslips and six months bank statements?  When you check affordability do you use 30x Gross income or 30x take-home pay after taxes? Samii says It depends on their status. We request 6 from self-employed but minimum of 3 as
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Does a guarantor have to be a home owner?

27 April, 20160 Comments
Dear Samii Does a guarantor have to be a home owner? Samii says No, in theory they could be renting their home. However they must be financially sound to support the tenant should anything go wrong, so they should be referenced in the same way as the applicant. There are two types of guarantor that DAS will accept for
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Are CCJs registered on a tenants credit file automatically ?…

26 April, 20160 Comments
Dear Samii Are CCJs registered on a tenants credit file automatically? If not, how do I get my judgements registered? Samii says No it is not automatically registered, which is why the Tenant Referencing UK system is such a useful tool for landlords and letting agents who’ve been left with unpaid rent arrears and/or property damages. If
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Rogue tenant ‘list’ | 7 years worth of live data already available at Tenant Referencing UK

26 April, 20167 Comments
The Association of Independent Inventory Clerks (AIIC) have spoken out about the need for a rogue tenants list to be included in The Housing and Planning Bill, as well as measures to tackle criminal landlords and letting agents. Included in the bill are proposals to ban and fine criminal landlords and letting agents, introduce rent repayment
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Referencing for tenants who’ve just arrived from another EU country – Do they qualify for RGI?

20 April, 20162 Comments
Dear Samii Please can you let me know whether you are able to carry out referencing for tenants who have just arrived from another country in the EU? Also, are they able to qualify for RGI? Samii says The problem we face is that a credit check is a required element of eligibility for RGI.
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Referencing non-UK students on time limited visas / Landlord information request

15 April, 20160 Comments
Dear Samii How do I reference a non-uk student on a time limited visa? Samii says It can be a challenging task trying to meet the Right to Rent checks and Immigration Act 2014 Code of Practice if you deal with large numbers of overseas students with time limited visas, months in advance of the
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